Analisis Pembiayaan Modal Kerja Syariah dalam Mendukung Strategi Pengembangan Usaha oleh Bank Syariah Indonesia

Authors

  • Mirnawati Mirnawati Institute Agama Islam Negeri
  • Ismail Keri Institute Agama Islam Negeri
  • Shadriyah Shadriyah Institute Agama Islam Negeri

DOI:

https://doi.org/10.30640/akuntansi45.v6i2.5480

Keywords:

Business Development, Indonesia, Sharia Banks, Sharia Financing, Working Capital

Abstract

This study aims to analyze the role of sharia-based working capital financing in supporting business development strategies at Bank Syariah Indonesia KCP Watampone. The research method used in this study is quantitative with a survey approach. Data were collected through questionnaires distributed to customers who received sharia-based working capital financing. Data analysis was conducted using descriptive and inferential statistical techniques to test the proposed hypotheses. The results of the study indicate a positive and significant influence between sharia-based working capital financing on business development, where customers who utilize this financing experience increased productivity and business growth. These findings indicate that sharia-based working capital financing can be an effective tool in supporting business development strategies. This research is expected to provide insights for banks in formulating better policies related to sharia-based financing products

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Published

2025-11-30

How to Cite

Mirnawati Mirnawati, Ismail Keri, & Shadriyah Shadriyah. (2025). Analisis Pembiayaan Modal Kerja Syariah dalam Mendukung Strategi Pengembangan Usaha oleh Bank Syariah Indonesia. AKUNTANSI 45, 6(2), 770–789. https://doi.org/10.30640/akuntansi45.v6i2.5480

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