ANALISIS PENANGANAN KREDIT BERMASALAH (NON PERFORMING LOAN) PADA PERUMDA BPR BANK GRESIK
DOI:
https://doi.org/10.30640/digital.v1i4.564Keywords:
non-perfoming loan, BPR, HandlingAbstract
This study aims to determine the handling of non-performing loans at the Perumda BPR Bank Gresik BPR. The reason for the research was to find out the number of non-performing loans that occurred in the Perumda BPR Bank Gresik over the last 5 years. The research uses descriptive research using a qualitative approach. The results of this study stated that there are many factors that cause non-performing loans such as internal bank factors, internal debtor factors and external factors of banks and debtors. The handling of non-performing loans is carried out by the Perumda BPR Bank Gresik with a process of rescheduling, requisition and realignment and is carried out by confiscating platforms from problem debtors.
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