SLAMET HARIYANTO; KOMANG AGUNG WIRA DHARMA; CICELY DELFINA H. Analis Dampak Fintech terhadap Kinerja UMKM Sektor Food and Beverage di Jakarta Utara. Journal of Management and Creative Business, [S. l.], v. 4, n. 2, p. 233–246, 2026. DOI: 10.30640/jmcbus.v4i2.6518. Disponível em: https://jurnaluniv45sby.ac.id/index.php/jmcbus/article/view/6518. Acesso em: 8 aug. 2026.