Analisis Green Economy: Peran Bank Syariah Indonesia KC Pamekasan dalam Mendorong Pertumbuhan Ekonomi UMKM Berkelanjutan  di Kabupaten Pamekasan

Iqbal Rafiqi; Elni Rostiana

doi:10.30640/ekonomika45.v13i2.6412

Authors

Iqbal Rafiqi Universitas Al-Amien Preduan
Elni Rostiana Universitas Al-Amien Preduan

DOI:

https://doi.org/10.30640/ekonomika45.v13i2.6412

Keywords:

Economic Growth, Economic Modern, Green Economy, MSMEs, Role of Islamic Banks

Abstract

Green Economy is an approach that balances economic growth and environmental sustainability, which has become a key focus in sustainable development. However, Micro, Small, and Medium Enterprises (MSMEs), as a major driver of the national economy, still face limitations in access to capital. Therefore, Bank Syariah Indonesia (BSI), particularly the Pamekasan Branch Office, plays a role in supporting the green economy through sharia-based financing and sustainable financial practices. This study aims to analyze the role of BSI Pamekasan in promoting MSME growth as well as the implementation of Green Economy principles. This research employs a qualitative approach using a case study method, with data collected through observation, interviews, documentation, and secondary sources. The results indicate that BSI Pamekasan offers various products, including sharia micro-financing, KUR financing, organic agriculture financing, renewable energy financing, green sukuk, and digital services. The implementation of these initiatives has been proven to increase income, create employment opportunities, and support the development of environmentally friendly businesses. This study also highlights the important role of Islamic banking in promoting sustainable economic development in the MSME sector.

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