Jovita Shafa Purwanti, and M. Hamid Bishri. “Pengaruh Efisiensi Biaya Operasional (BOPO) Dan Non-Performing Loan (NPL) Terhadap Profitabilitas Bank Digital Yang Terdaftar Di BEI Periode 2020-2024”. AKUNTANSI 45 7, no. 1 (May 16, 2026): 331–344. Accessed May 29, 2026. https://jurnaluniv45sby.ac.id/index.php/akuntansi/article/view/6360.