Mayang Lestari, Gatot Wahyu Nugroho, and Idang Nurodin, “Analysis Of Credit granting Procedures Guna Bhakti (KGB) and Implamentaation Principle 5C To Minimize Non Performing Loan At Bank BJB”, Akuntansi’45, vol. 5, no. 2, pp. 657–671, Nov. 2024.