ABIGAIL AUDRY KOES HARDANIA; DIANING WIDYA KUSUMASTUTI. Analisis Pengaruh Kemudahan Akses, Persepsi Kemanfaatan, dan Financial Literacy Terhadap Pengguna Paylater Oleh Gen Z di Surakarta. AKUNTANSI 45, [S. l.], v. 6, n. 2, p. 1012–1027, 2026. DOI: 10.30640/akuntansi45.v6i2.5724. Disponível em: https://jurnaluniv45sby.ac.id/index.php/akuntansi/article/view/5724. Acesso em: 22 sep. 2026.