FATMA DWI JATI. Penerapan Manajemen Risiko Pada UMKM XYZ. AKUNTANSI 45, [S. l.], v. 4, n. 2, p. 525–536, 2023. DOI: 10.30640/akuntansi45.v4i2.2103. Disponível em: https://jurnaluniv45sby.ac.id/index.php/akuntansi/article/view/2103. Acesso em: 20 apr. 2025.