Makna Digitalisasi Ekonomi terhadap Transformasi Gaya Hidup Generasi Z

Studi Kualitatif Mahasiswa UNWIRA

Authors

  • Agustina F. Wolor Universitas Katolik Widya Mandira Kupang
  • Theresia B. Rangga Universitas Katolik Widya Mandira Kupang
  • Alicia J. V. Nggadas Universitas Katolik Widya Mandira Kupang
  • Yohanes P. Lian Universitas Katolik Widya Mandira Kupang

DOI:

https://doi.org/10.30640/akuntansi45.v7i1.6349

Keywords:

Economic Digitalization, Gen Z Students, Lifestyle, Meaning, UNWIRA

Abstract

This research aims to examine the meaning of economic digitalization in the lives of Generation Z students at the Catholic University of Widya Mandira (UNWIRA), particularly in the context of lifestyle transformation. Employing a descriptive qualitative research method, the study results indicate that the majority of Gen Z students actively use digital economic services for various activities, ranging from online shopping and investment to e-wallets, and have established an integrated digital lifestyle pattern. Theoretically, this meaning is explained through three main frameworks: 1) Lifestyle Transformation Theory, which accounts for changes in lifestyle, social patterns, and the structure of individual activities due to technological development; 2) Uses and Gratifications Theory, which views students as actively utilizing digital technology to meet informational, entertainment, and social needs while simultaneously forming their identity; and 3) Symbolic Interactionism, which emphasizes that economic digitalization is interpreted through social interaction and functions as a symbol of modernity, prestige, and self-empowerment. For UNWIRA students, economic digitalization is not merely a technological phenomenon but also a representation of the process of forming a modern identity and lifestyle. The implications of these findings underscore the importance of enhancing digital and financial literacy to minimize the risk of consumerism and digital dependence.

References

Agista Hermalia Puteri, Nabila Syarifah, & Azura Septin Arlina. (2025). Peluang & Tantangan Digitalisasi Ekonomi Syariah di Indonesia dalam Era Ekonomi Digital. SANTRI : Jurnal Ekonomi Dan Keuangan Islam, 3(3), 295–310. https://doi.org/10.61132/santri.v3i3.1654

Bauman, Z. (2000). Liquid modernity. Polity Press.

Blumer, H. (1969). Symbolic interactionism: Perspective and method. University of California Press.

Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly, 13(3), 319–340. https://doi.org/10.2307/249008

Erwin Permana, Endah Pratiwi, Salsabila Nadia Nabila Sita, & Yanita Ella Nilla Chandra. (2025). Analisis Strategi Komunitas Lyfe With Less dalam Mempromosikan Kampanye #Salingsilang terhadap Gaya Hidup Berkelanjutan di Era Media Sosial. Anggaran : Jurnal Publikasi Ekonomi Dan Akuntansi, 3(2), 331–349. https://doi.org/10.61132/anggaran.v3i2.1455

Giddens, A. (1991). Modernity and self-identity: Self and society in the late modern age. Stanford University Press.

Katz, E., Blumler, J. G., & Gurevitch, M. (1974). The uses of mass communication: Current perspectives on gratifications research. Sage Publications.

Kotler, P., & Keller, K. L. (2016). Marketing management (15th ed.). Pearson Education.

Laudon, K. C., & Traver, C. G. (2021). E-commerce 2021: Business, technology, and society. Pearson.

Lina Mustika Reni, Musnaini Musnaini, & Fitriaty Fitriaty. (2025). Peran Digital Marketing Tiktok dan Elektronik Word of Mouth dalam Keputusan Pembelian Fashion pada Gen Z Wanita. Jurnal Ilmiah Ekonomi, Akuntansi, Dan Pajak, 2(1), 171–184. https://doi.org/10.61132/jieap.v2i1.878

Mead, G. H. (1934). Mind, self, and society. University of Chicago Press.

Moh Hamzah, Adi Yasin Maulana Azis, Imam Khairuddin, Syafiul Anam, & Zainul Qudsi. (2025). Digitalisasi Ekonomi : Peranan E-Commerce dalam Meningkatkan Daya Saing UMKM. MENAWAN : Jurnal Riset Dan Publikasi Ilmu Ekonomi, 3(1), 231–239. https://doi.org/10.61132/menawan.v3i1.1223

Oxford Dictionary. (2020). Definition of digitalization. Oxford University Press.

Prabowo, D. R. G., & Pristiana, U. (2025). Pengaruh kemudahan penggunaan, pengalaman pengguna dan kepuasan pelanggan terhadap perilaku pengguna aplikasi e-commerce pada mahasiswa Fakultas Ekonomi dan Bisnis Universitas 17 Agustus 1945 Surabaya. SANTRI: Jurnal Ekonomi dan Keuangan Islam, 3(1), 116–127. https://doi.org/10.61132/santri.v3i1.1243

Putra, A. (2023). Dampak digitalisasi terhadap perilaku konsumtif mahasiswa di Indonesia. Jurnal Ilmu Sosial, 5(2), 134–145.

Rahmawati, D. (2022). Gaya hidup mahasiswa di era digitalisasi ekonomi. Jurnal Ekonomi dan Bisnis, 8(3), 201–212.

Rubin, A. M. (2009). Uses-and-gratifications perspective on media effects. In J. Bryant & M. B. Oliver (Eds.), Media effects: Advances in theory and research (pp. 165–184). Routledge.

Tapscott, D. (2009). Grown up digital: How the net generation is changing your world. McGraw-Hill.

Downloads

Published

2026-05-18

How to Cite

Agustina F. Wolor, Theresia B. Rangga, Alicia J. V. Nggadas, & Yohanes P. Lian. (2026). Makna Digitalisasi Ekonomi terhadap Transformasi Gaya Hidup Generasi Z: Studi Kualitatif Mahasiswa UNWIRA. AKUNTANSI 45, 7(1), 499–509. https://doi.org/10.30640/akuntansi45.v7i1.6349

Similar Articles

<< < 1 2 3 4 5 6 7 > >> 

You may also start an advanced similarity search for this article.