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Hanna Khoirunisa, and Reniati Karnasi. “Factors Affecting Non-Performing Loans of Conventional Banking in Indonesia Stock Exchange”. Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen 2, no. 2 (February 10, 2023): 31–55. Accessed April 2, 2025. https://jurnaluniv45sby.ac.id/index.php/Inisiatif/article/view/688.