Fadhillah Irwani Saragih, and Dini Lestari. “PENGARUH ADANYA PAYLATER DI KALANGAN REMAJA DI SUMATERA UTARA”. Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen 1, no. 4 (December 22, 2022): 190–198. Accessed June 8, 2025. https://jurnaluniv45sby.ac.id/index.php/Inisiatif/article/view/526.