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Hanna Khoirunisa, and Reniati Karnasi. 2023. “Factors Affecting Non-Performing Loans of Conventional Banking in Indonesia Stock Exchange”. Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen 2 (2):31-55. https://doi.org/10.30640/inisiatif.v2i2.688.